Be prepared. Protect your belongings.

What is contents insurance?

No matter how careful you are, there’s always a risk that your personal belongings could be broken, damaged or stolen. Contents insurance should give you the money to help pay for repairs or replacements.

'Contents' generally means the items you would take with if you moved home, such as personal belongings, furniture, kitchenware, electrical items, carpets and curtains.

You don’t need to worry about buildings insurance – as your landlord, we’re responsible for the buildings insurance for your home (this covers damage to the structure of your home).

National Housing Federation recommended contents insurance

Contents insurance for social housing residents
The National Housing Federation (NHF) has teamed up with Thistle Tenant Risks, to offer a specialist contents insurance policy 'My Home Contents Insurance'.

This is a flexible and affordable home contents insurance for social housing residents. This includes both rental residents and shared owners. 

Why choose My Home Contents Insurance? 
  • Covers theft, water damage, fire, and more 
  • Protects improvements made by tenants (up to £2,000 or 20% of the sum insured) 
  • Covers contents in sheds, garages, and outbuildings (up to £3,000) 
  • Includes cover for lost or stolen keys (up to £500) 
  • There’s no need to have a special door or window locks 
  • Flexible payment options (fortnightly or monthly) 
  • Pay as you go option with no long-term contract 

This insurance is designed for social housing residents who want to protect their belongings. It’s underwritten by Great Lakes Insurance UK Limited, and you should review the policy terms, conditions, and exclusions before applying. 

Find out more and get a quote

Take a look on Thistle Tenant Risk's website, or get in touch with them.

Shop around 
Although we recommend the Thistle ‘My Home’ scheme, it's always a good idea to shop around for a policy that will give you the cover you need.

And we suggest that you look for providers who are regulated by the Financial Conduct Authority (FCA).  

You can also find out more about contents insurance on the Money Helper website.